M-Pesa – Mobile Money as Financial and Digital Inclusion Infrastructure
Kenya
Safaricom's M-Pesa turned basic phones into bank accounts across Kenya. A landmark Science study found it lifted 194,000 households out …
Angola · Luanda · See the Angola profile
A $300M World Bank loan, approved June 2024 and now disbursing, funds Angola's push for affordable broadband, digital public services and 1,980km of new fibre, targeting 13 million people — though as an early-stage project its impact is not yet independently evaluated.
Angola's Digital Acceleration Project, part of the World Bank's regional Inclusive Digitalization in Eastern and Southern Africa (IDEA) programme, was approved by the World Bank board on 27 June 2024 as a $300 million IBRD loan, expected to mobilise a further $80 million in private investment. It became effective on 8 May 2025 and is scheduled to close on 31 March 2030; as of 13 October 2025, $102.6 million (about a third of the total) had been disbursed.
Implementation is led by Angola's Instituto de Modernização Administrativa, working with sector institutions, and covers three components: affordable broadband connectivity and digital-literacy programmes; digital public infrastructure for secure online government services; and digital-skills training and entrepreneurship support. The stated target is to reach over 13 million people, with explicit priority for women, people with disabilities and low-income residents in peri-urban and rural areas.
This World Bank financing sits inside a wider national strategy (PDN 2023–2027) comprising eight initiatives — including Conecta Angola, Angola On-line, Ilumina Angola, Ngola Digital and a National Broadband Network — for which the government has earmarked 50 billion kwanzas and set coverage targets of 93% 3G, 32% 4G and 21% 5G by 2027, alongside 1,980km of new national fibre-optic backbone.
Context and caveats: this is a financing and infrastructure-rollout project, not yet a completed intervention. Reported figures to date are loan approval, disbursement and coverage targets rather than measured outcomes. No independent post-implementation evaluation exists yet, and the 13-million-person reach figure is a project target, not a demonstrated result. It is included here as an evidence-transparent, large-scale case to watch rather than a proven model — a reminder that funding approval and coverage promises are not the same as delivered inclusion.
Read the full analysis: https://globalvalidity.com/angola-national-strategy-expands-internet-access-and-digital-inclusion/
Implementation detail (cost, timeline, staffing, conditions for success) is not yet available for this practice.
Where this practice's information was retrieved from, and when.
Kenya
Safaricom's M-Pesa turned basic phones into bank accounts across Kenya. A landmark Science study found it lifted 194,000 households out …
Togo
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Greenland
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Fiji
Launched in 2010, Vodafone Fiji's M-PAiSA mobile wallet became the country's leading digital-payment channel, reaching 632,123 users (two-thirds of Fijians) …
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