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Good practice Imported

LISTA — Tablet-Based Financial Education for Cash-Transfer Recipients

Colombia · Bogotá · See the Colombia profile · See the Bogotá profile

Evidence: Randomised controlled trial Top 23% 92/100 · Ask Evidence Copilot about this practice

LISTA, Fundación Capital's tablet financial-education app for Colombia's cash-transfer recipients, joined national policy in 2015. A randomised trial of 3,000 women found lasting knowledge and savings gains, but limited effect on formal financial inclusion.

~3,000 women, 60 municipalities
RCT sample (2015-2016)
-26%
Likelihood of taking out formal loans
100,000 recipients, 30 municipalities
National rollout target (from 2015)
~520,000
People reached by LISTA variants abroad
LISTA — Tablet-Based Financial Education for Cash-Transfer Recipients

Details

Maturity
Established
Promoter
Fundación Capital, with Colombia's Prosperidad Social
Period
2012–present (RCT 2015–2016; national rollout from 2015)
Keywords
digital financial literacy, financial inclusion, cash-transfer programmes, edtech

Context

LISTA is a tablet-based financial-education app developed by social enterprise Fundación Capital for recipients of Colombia's Más Familias en Acción conditional cash-transfer programme, using audio, video and games on shared tablets distributed through community leaders to teach budgeting, saving and use of formal financial products. Colombia's Prosperidad Social incorporated LISTA into national social policy in 2015, targeting 100,000 recipients across 30 municipalities.

Results

The cluster-RCT (fieldwork 2015-2016) found statistically significant, multi-year gains in financial knowledge, savings practices and self-reported financial health, larger among poorer, less-educated and more rural participants, and programme women were 26% less likely to take out formal loans - but knowledge and informal-savings gains did not translate into durable increases in formal financial-system participation, and an SMS-reminder arm produced no lasting behavioural change. Variants have reached roughly 520,000 people in Brazil, the Dominican Republic, Honduras and Mexico.

Implementation

Implementation detail (cost, timeline, staffing, conditions for success) is not yet available for this practice.

Commonly funded by

Philanthropic / foundation funding

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Data sources

Where this practice's information was retrieved from, and when.

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