Good practice

Programme de transferts monetaires Takaful et Karama

Programme phare de protection sociale en Egypte (2015-present) : 4,67 millions de menages inscrits, 75% de femmes titulaires de la carte. Deux evaluations d'impact IFPRI confirment une hausse de 8,4% de la consommation des menages, une reduction de 12 p.p. de la vulnerabilite a la pauvrete et des gains de 9-21 p.p. de scolarisation.

4.67 million

Ménages inscrits

75%

Titulaires de carte qui sont des femmes

+8.4%

Hausse de la consommation des ménages

−12pp

Réduction de la vulnérabilité à la pauvreté

+9–21pp

Gains de scolarisation

Programme de transferts monetaires Takaful et Karama

Details

Maturity: Established
Promoter: Ministry of Social Solidarity, Government of Egypt
Period: 2015-present
Keywords: government, social protection, cash transfer, women empowerment

Context

Le programme Takaful et Karama d'Égypte est un dispositif national de transferts monétaires lancé en 2015 par le ministère de la Solidarité sociale avec un financement de la Banque mondiale, versant des aides conditionnelles et inconditionnelles principalement aux femmes.

Results

Il a inscrit 4,67 millions de ménages (75 % des titulaires de carte sont des femmes) ; deux évaluations de l'IFPRI confirment une hausse de 8,4 % de la consommation, une réduction de 12 points de la vulnérabilité à la pauvreté et des gains de 9 à 21 points de scolarisation.

Implementation

Implementation detail (cost, timeline, staffing, conditions for success) is not yet available for this practice.

Data sources

Where this practice's information was retrieved from, and when.

C-NAPSE web research — accessed 2026-06-23
Ministry of Social Solidarity, Government of Egypt — accessed 2026-06-23
World Bank results brief (2020) — accessed 2026-06-23
World Bank cash-transfer results update (2024) — accessed 2026-06-23
Arab Reform Initiative critical evaluation — accessed 2026-06-23

Attachments

Source image

Quality score: 96/100

How is this calculated?

Evidence: Quasi-experimental

Top 4% in this catalogue (719 scored practices)

Scores cluster high, so position within the catalogue is often more telling than the number alone.

Evaluation

Evaluated by C-NAPSE

Score profile — the dimensions behind the score — how it's computed

Transferability / replicability2/3

The conditional cash-transfer model is widely studied and cited by World Bank and IFPRI as transferable to other MENA and lower-middle-income contexts; it has influenced similar schemes in the region, though direct documented replication is at model rather than programme level.

Impact on gender equality1/1

IFPRI evaluations show women's economic decision-making improved significantly with cash transfers directed to female card holders, reducing household financial stress and strengthening women's spending autonomy.

Effectiveness1/1

8.4% household consumption increase and 12 pp poverty vulnerability reduction verified by an independent IFPRI impact evaluation (2018); 9-21 pp school-enrolment gains confirmed in 2022 follow-up evaluation.

Efficiency1/1

Digital Meeza payments eliminate manual leakage; conditional design incentivises health and education co-investments; programme sustained at scale for 9+ years with expanding budget.

Evaluated outcomes1/1

Two independent IFPRI impact evaluations (2018 and 2022) using control-group comparisons provide the strongest publicly available evidence base for this programme.

Sustainability1/1

Fully institutionalised in Egypt's national budget since 2015; FY 2024 allocation EGP 41 billion; no donor dependency; 55% benefit increase in 2023/2024 confirms sustained political commitment.

Achievement / evidence1/1

4.67 million households (17 million individuals) reached; quantified poverty and nutrition impacts sustained over nine years at national scale confirm substantial achievement.

Gender-mainstreaming embedding1/1

75% of card holders are women by deliberate design; programme explicitly frames women as economic decision-makers and has documented improvement in their spending autonomy.

Curator validation1/1

Evidence base meets C-NAPSE threshold: two peer-reviewed IFPRI impact evaluations with control groups, sustained public-budget institutionalisation, and large-scale reach.

Cite this

Evidoria. Programme de transferts monetaires Takaful et Karama. Persistent ID: 6f0792c2-aac7-492e-a577-62bf910df0a4.

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