Good practice

Programa de Transferencias Monetarias Takaful e Karama

Programa emblematico de protecao social do Egito (2015-presente): 4,67 milhoes de familias inscritas, 75% das titulares do cartao sao mulheres. Duas avaliacoes de impacto independentes do IFPRI confirmam aumento de 8,4% no consumo familiar, reducao de 12 p.p. na vulnerabilidade a pobreza e ganhos de 9-21 p.p. na escolarizacao.

4.67 million

Agregados familiares inscritos

75%

Titulares de cartão que são mulheres

+8.4%

Aumento do consumo dos agregados

−12pp

Redução da vulnerabilidade à pobreza

+9–21pp

Ganhos na frequência escolar

Programa de Transferencias Monetarias Takaful e Karama

Details

Maturity: Established
Promoter: Ministry of Social Solidarity, Government of Egypt
Period: 2015-present
Keywords: government, social protection, cash transfer, women empowerment

Context

O Takaful e Karama do Egito é um programa nacional de transferências monetárias lançado em 2015 pelo Ministério da Solidariedade Social com financiamento do Banco Mundial, pagando subsídios condicionais e incondicionais sobretudo a mulheres.

Results

Inscreveu 4,67 milhões de agregados familiares (75% dos titulares de cartão são mulheres); duas avaliações do IFPRI confirmam um aumento de 8,4% no consumo, uma redução de 12 pontos na vulnerabilidade à pobreza e ganhos de 9–21 pontos na frequência escolar.

Implementation

Implementation detail (cost, timeline, staffing, conditions for success) is not yet available for this practice.

Data sources

Where this practice's information was retrieved from, and when.

C-NAPSE web research — accessed 2026-06-23
Ministry of Social Solidarity, Government of Egypt — accessed 2026-06-23
World Bank results brief (2020) — accessed 2026-06-23
World Bank cash-transfer results update (2024) — accessed 2026-06-23
Arab Reform Initiative critical evaluation — accessed 2026-06-23

Attachments

Source image

Quality score: 96/100

How is this calculated?

Evidence: Quasi-experimental

Top 4% in this catalogue (719 scored practices)

Scores cluster high, so position within the catalogue is often more telling than the number alone.

Evaluation

Evaluated by C-NAPSE

Score profile — the dimensions behind the score — how it's computed

Transferability / replicability2/3

The conditional cash-transfer model is widely studied and cited by World Bank and IFPRI as transferable to other MENA and lower-middle-income contexts; it has influenced similar schemes in the region, though direct documented replication is at model rather than programme level.

Impact on gender equality1/1

IFPRI evaluations show women's economic decision-making improved significantly with cash transfers directed to female card holders, reducing household financial stress and strengthening women's spending autonomy.

Effectiveness1/1

8.4% household consumption increase and 12 pp poverty vulnerability reduction verified by an independent IFPRI impact evaluation (2018); 9-21 pp school-enrolment gains confirmed in 2022 follow-up evaluation.

Efficiency1/1

Digital Meeza payments eliminate manual leakage; conditional design incentivises health and education co-investments; programme sustained at scale for 9+ years with expanding budget.

Evaluated outcomes1/1

Two independent IFPRI impact evaluations (2018 and 2022) using control-group comparisons provide the strongest publicly available evidence base for this programme.

Sustainability1/1

Fully institutionalised in Egypt's national budget since 2015; FY 2024 allocation EGP 41 billion; no donor dependency; 55% benefit increase in 2023/2024 confirms sustained political commitment.

Achievement / evidence1/1

4.67 million households (17 million individuals) reached; quantified poverty and nutrition impacts sustained over nine years at national scale confirm substantial achievement.

Gender-mainstreaming embedding1/1

75% of card holders are women by deliberate design; programme explicitly frames women as economic decision-makers and has documented improvement in their spending autonomy.

Curator validation1/1

Evidence base meets C-NAPSE threshold: two peer-reviewed IFPRI impact evaluations with control groups, sustained public-budget institutionalisation, and large-scale reach.

Cite this

Evidoria. Programa de Transferencias Monetarias Takaful e Karama. Persistent ID: 6f0792c2-aac7-492e-a577-62bf910df0a4.

Export as decision brief (PDF)

Similar practices you may find useful

★ 85

MAMPU - Australia-Indonesia Partnership for Gender Equality and Women's Empowerment

Indonesia

AUD 110.8m, 8-year programme (2012-2020): 170,000+ women helped to access government services; 73,000+ women in grassroots groups; 315 local-government rules …

★ 96

Benazir Income Support Programme (BISP) — Targeted Cash Transfer to Female Heads of Household

Pakistan

Pakistan’s BISP pays quarterly grants to >6.1 million female household heads across 149 districts. Oxford Policy Management’s evaluation (2010–2017) found …

★ 82

Promoting Gender Equality in Political Decision-Making in Viet Nam

Vietnam

APHEDA project (2017-2021), Bac Kan & Hai Duong provinces: 300 women supported in commune elections, 203 elected (68% success rate). …

★ 100

Ciudad Mujer — El Salvador's Integrated Women's Services Programme

El Salvador

Six centres co-locating 18 state agencies showed in a 2016 IDB RCT that participating women used 43% more public services …