Top 27%
in this catalogue (1043 scored practices)
Scores cluster high, so position within the catalogue is often more telling than the number alone.
Evidence of impact / measured results2/3
An ILO baseline study documents 41% first-time formal-credit access among targeted borrowers, but it is explicitly a baseline, not a causal impact evaluation, so the score reflects partial rather than definitive evidence.
Transferability / demonstrated replication3/3
The portfolio credit-guarantee model is a standard, widely replicated instrument already used in comparable form in Kazakhstan and Serbia, making the mechanism highly transferable.
Scalability2/3
Over €1 billion in guaranteed loans is substantial relative to Kosovo's small economy, though it has not yet been shown to scale regionally beyond the country.
Sustainability / continuity2/3
The fund has run continuously since 2016 on diversified multi-donor capital (USAID, KfW, Sida, government), indicating a reasonably durable funding base.
Innovation2/3
Layering thematic guarantee windows for women-led, export-oriented and green-investment firms onto a standard guarantee facility is a moderately innovative targeting design.
Inclusiveness / equity2/3
The fund explicitly targets women-led and underserved borrower segments, evidenced by dedicated 2023 windows and the ILO study's focus population, though early-stage evidence limits certainty.
Multi-stakeholder collaboration3/3
The fund was built and is sustained through active multi-donor collaboration among USAID, KfW, Sida and the Kosovo government.
Evidoria. Kosovo Credit Guarantee Fund — Targeted Guarantee Windows Pulling First-Time Borrowers into Formal Credit. Persistent ID: 755f99b5-721c-4a6f-acd6-dde3b18527a9.