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Since 1992, the Vietnam Women's Union has organised village-level Savings and Credit Groups channelling collateral-free loans to rural women via its TYM microfinance arm and state rural-finance programmes, reaching hundreds of thousands of borrowers and nearly 1.5 million loans.
Since 1992 the Vietnam Women's Union has delivered microfinance to rural women through village-level Savings and Credit Groups of 5-60 members, managing group formation and loan discipline while the Vietnam Bank for Social Policies and Agribank disburse capital; its own institution TYM became a State Bank-licensed microfinance institution in 2010.
The World Bank-backed Second Vietnam Rural Finance Program (US$298 million) financed roughly 10,000 jobs with women representing 35% of borrowers, and TYM alone has disbursed close to 1.5 million loans over 28 years. A peer-reviewed panel-data study associates microfinance participation with measurable poverty reduction, though effects vary by region and rigorous randomised evidence is limited.
Implementation detail (cost, timeline, staffing, conditions for success) is not yet available for this practice.
Where this practice's information was retrieved from, and when.
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