Vietnam Women's Union Savings & Credit Groups — Mass-Organisation Microfinance for Rural Women
Vietnam
Since 1992, the Vietnam Women's Union has organised village-level Savings and Credit Groups channelling collateral-free loans to rural women via …
South Africa · Acornhoek (Limpopo) · See the South Africa profile
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Microloans for poor rural women combined with a gender and HIV curriculum in loan meetings. In a cluster-randomised trial, participants' partner violence fell 55%, though HIV incidence and unprotected sex did not change.
The Intervention with Microfinance for AIDS and Gender Equity (IMAGE) combined a group microfinance programme, delivered by the Small Enterprise Foundation, with a participatory learning and action curriculum on gender, power, communication and HIV integrated into the fortnightly loan meetings. It targeted poor women in rural Limpopo province, South Africa.
In the evaluation published in The Lancet in 2006, eight villages were pair-matched and randomly allocated to receive the intervention at once (four villages) or three years later (four comparison villages). Three cohorts were followed: direct participants or matched controls (cohort one), randomly selected household co-residents aged 14 to 35 (cohort two), and randomly selected community members (cohort three).
In cohort one, past-year experience of physical or sexual intimate-partner violence was reduced by 55% (adjusted risk ratio 0.45, 95% CI 0.23-0.91; adjusted risk difference -7.3%, 95% CI -16.2 to 1.5). There was no effect on unprotected sex with a non-spousal partner (aRR 1.02 in cohort two; 0.89 in cohort three) or on HIV incidence (1.06, 0.66-1.69).
Caveats: only eight villages were randomised, analysis was per protocol, the risk-difference interval includes zero, and the benefit was confined to women who joined the programme; the community-level HIV and sexual-risk targets were not met.
Read the full analysis: https://www.thelancet.com/journals/lancet/article/PIIS0140673606697444/abstract
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Vietnam
Since 1992, the Vietnam Women's Union has organised village-level Savings and Credit Groups channelling collateral-free loans to rural women via …
India
SEWA, founded in Ahmedabad in 1972, is the world's largest trade union of informal-sector women. With 3.7 million members across …
Tanzania
A 10-session participatory gender-training curriculum added to women's microfinance loan groups in Mwanza, Tanzania. Two linked cluster-randomised trials found the …
Afghanistan
A trial of 1,461 women in Kabul and Nangarhar found income, savings and gender attitudes improved after WfWI's programme, but …
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