Croatia's Vouchers for Digitalisation (HAMAG-BICRO / NPOO)
Croatia
Croatia's 'Vouchers for Digitalisation' programme signed 2,016 grants worth €10.6M to SMEs for digital marketing, cybersecurity, AI-readiness and strategy work, …
Slovenia · Ljubljana · See the Slovenia profile · See the Ljubljana profile
Evidence: Observational / pre–post Top 42% 71/100 · Ask Evidence Copilot about this practice
Since 2019, Slovenia's national digitalisation-voucher system has co-financed digital marketing, strategy, competency and cybersecurity projects for SMEs — over 5,577 vouchers approved by mid-2022, mostly to micro-enterprises, modelled on Ireland's Trading Online Voucher scheme.
SI04Since 2019, Slovenia's Ministry of Economic Development and Technology, the Slovenian Enterprise Fund (SPS) and the Digital Innovation Hub Slovenia (DIHS) have run a national voucher system that co-finances up to 60% of an SME's costs (max €9,999.99 per voucher) across four tracks: digital marketing, digital strategy, digital competencies and cybersecurity. The scheme was explicitly adapted from Ireland's Trading Online Voucher good practice.
The programme aims to accelerate SME digitalisation across marketing, strategy, digital competencies and cybersecurity by lowering the upfront cost of adopting digital tools and services.
SMEs apply for vouchers of up to €9,999.99, co-financed up to 60%, to purchase services from accredited providers across the four tracks; the scheme runs in successive annual calls.
By June 2022, SPS/DIHS records analysed in a University of Ljubljana study (Pjević & Indihar Štemberger, 2023) show 5,577 vouchers approved — 70% to micro-enterprises, 25% to small firms and 5% to medium firms — with digital-marketing vouchers the most requested (62%) and cybersecurity the least (5.5%). Interviews with 14 recipient SMEs and 3 accredited service providers found the vouchers pushed most firms to digitalise faster and at greater scope than they otherwise would have.
The scheme continued into new calls through at least 2025, showing durability, but a third of interviewees flagged heavy documentation requirements, and the most popular marketing voucher call has at times closed within an hour of opening due to demand outstripping the annual budget — signalling that funding availability, not SME appetite, is now the binding constraint.
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Croatia
Croatia's 'Vouchers for Digitalisation' programme signed 2,016 grants worth €10.6M to SMEs for digital marketing, cybersecurity, AI-readiness and strategy work, …
Croatia
Croatia's Ministry of Economy ran three rounds of EU-funded Digitalisation Vouchers (2022-2024/25), disbursing EUR 10.6 million to 2,016 SMEs out …
Bulgaria
Bulgaria's SME agency issued 516 fixed-value vouchers for websites, e-commerce, digital marketing and cybersecurity services, co-financed by the EU's 2014-2020 …
Singapore
Singapore's IMDA-led SMEs Go Digital programme has supported ~88,000 SMEs since 2017 via tiered digital grants. A 2023 impact evaluation …
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