Vietnam Women's Union Savings & Credit Groups — Mass-Organisation Microfinance for Rural Women
Vietnam
Since 1992, the Vietnam Women's Union has organised village-level Savings and Credit Groups channelling collateral-free loans to rural women via …
Ethiopia · Addis Ababa · See the Ethiopia profile
Founded after winning a World Bank prize, Ethiopia's Yegenew cooperative built shower and laundry facilities across Addis Ababa staffed entirely by people with disabilities, raising wages from about $8 to $50 a month and now supporting over 1,000 family members.
The Federation of Ethiopian National Association of Persons with Disabilities (FENAPD) proposed a sanitary-services enterprise for the World Bank's Development Marketplace Competition, winning one of 186 prizes chosen from over 2,700 submissions. The resulting Yegenew (Yenegew Sew) Sanitary Services Cooperative, founded in the early 2000s, built shower and laundry facilities at some 30 sites across Addis Ababa, staffed entirely by people with disabilities. The cooperative sits within a longer-running ILO-Irish Aid partnership with FENAPD that also channelled seed funding into the Gasha Microfinance Institution and helped a separate strand, the Tigray Disabled Veterans' Association, connect over 1,600 people with disabilities to mainstream microfinance credit they had previously been excluded from.
An ILO/OECD DAC case study documented that the cooperative's roughly 180-250 initial employees saw wages rise from about USD 8 to USD 50 a month over four years. A later account from the UN Ethiopia country team, marking the ILO-FEAPD partnership's 25th anniversary, reports that more than 1,000 family members now derive livelihoods from the enterprise, and that ILO-facilitated microfinance seeding enabled hundreds of women with disabilities to start their own microbusinesses.
The evidence base is real but not rigorous: the two main sources disagree on the founding year (2003 vs. 2004) and initial headcount (180 vs. 250), suggesting the underlying story is solid but the statistics are imprecise across retellings. Both are programmatic accounts by the implementing agencies (ILO, OECD, UN country office) rather than independent academic evaluations — there is no control group and no disaggregated survey of outcomes specifically for women with disabilities within the cooperative's broader membership. Most of the strongest quantitative data (wage growth, headcounts) is over a decade old.
Read the full analysis: https://ethiopia.un.org/en/203729-ilo-feapds-twenty-five-year-successful-partnership-disability-rights-and-inclusion-ethiopia
Implementation detail (cost, timeline, staffing, conditions for success) is not yet available for this practice.
Where this practice's information was retrieved from, and when.
Vietnam
Since 1992, the Vietnam Women's Union has organised village-level Savings and Credit Groups channelling collateral-free loans to rural women via …
Singapore
Grab's Women Driver-Partners Programme spans six SE Asian countries with gender-matching and safety training. A 42,000-respondent study (UNGCNS & Kantar) …
Malawi
CARE's Village Savings and Loan Associations (VSLAs) organise rural Malawian women into self-governing groups of 20–25. An IPA RCT found …
Tanzania
On Zanzibar's Pemba Island, where 88% of seaweed farmers are women, the NGO Aqua-Farms Organization lets women's cooperatives rent-to-own deep-water …
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